Privacy Policy

1. Introduction

This Privacy Policy explains how PBFS Pty Ltd (ABN 97 699 309 754, ACN 699 309 754) collects, uses, discloses, and protects your personal information. We are based in Perth, Western Australia 6000, and operate the website located at pbfspty.site.

By accessing or using our services, you consent to the practices described in this Privacy Policy. This policy is drafted to comply with the Australian Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

2. Information we collect

We may collect the following types of personal information:

• Contact information — name, email address, phone number, and postal address, when you contact us or engage our services.
• Business information — company name, ABN/ACN, financial data, and other details relevant to our business advisory engagement.
• Technical data — IP address, browser type, operating system, and pages visited, collected automatically via server logs and cookies.
• Communication data — content of your messages, emails, or correspondence with us.

3. How we use your information

We use personal information only for purposes consistent with the APPs, including:

• Providing and improving our business advisory and financial services;
• Communicating with you and responding to your enquiries;
• Complying with our legal and professional obligations;
• Analysing website usage to enhance user experience.

4. Cookies and tracking

We use cookies and similar tracking technologies to recognise you when you return to our site and to analyse how visitors use our website. These may include strictly necessary, performance, and functionality cookies. No third-party tracking or advertising cookies are used on pbfspty.site.

You may disable cookies in your browser settings, but this could affect your ability to use certain features of our website.

5. Disclosure of personal information

We do not sell, trade, or rent your personal information to third parties. We may disclose your information only when required by law, to protect our rights and safety, or to trusted service providers who assist us in operating our business, subject to confidentiality obligations.

6. Data security and retention

We take reasonable steps to protect your personal information from misuse, interference, and unauthorised access. Personal information is retained only for as long as necessary to fulfil the purposes outlined in this policy, or as required by law.

7. Your rights — access and correction

Under the APPs, you have the right to access the personal information we hold about you and to request its correction if it is inaccurate, out-of-date, incomplete, irrelevant, or misleading. To make such a request, contact us using the details below.

8. Complaints

If you believe we have breached the Australian Privacy Act 1988 or the APPs, you may lodge a complaint with us at ceo@pbfspty.site. You also have the right to complain to the Office of the Australian Information Commissioner (OAIC).

9. Changes to this policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

10. Contact us

If you have any questions about this Privacy Policy or how we handle your personal information, please contact us at: